Sidewalk Solutions

As Governments around the world pretend that they have found a cure for our Credit Illness – have we been cured of this blight? Have we suddenly all changed into the prudent and thrifty people we should be?  Whilst we have all been re-educated on Global Warming (the UK must have missed Global Warming this summer!) and how we must change our light bulbs and ensure the plastics are kept separate from the newsprint – have we changed our financial habits that have led us into this financial mess? In fact describing it as a mess may be something of an understatement. Continue Reading »

Interesting how the media says that 96% of people have less than £35,000 in their cash savings. The media play this as if the problem lies with the 4% who have this or more in cash savings. When you hear the media talk about the majority – be warned – that is surely where the problem comes from! The Credit Crunch came about mainly because there is insufficient liquidity around. So despite making sure they have at least £35,000 in cash savings – it is those who have saved the most that are facing the loss of their savings. After all, with no savings you have no savings to lose! Continue Reading »